Overview

W-2 Licensed Life Insurance Agent - Hybrid Company: eFund Insurance and Financial Services, LLCLocation: Southfield, Michigan Call Center & RemoteEmployment Type: Full-Time W-2 EmployeeSchedule: Monday-Friday, 9:00 a.m. - 6:00 p.m. Compensation & Earning Potential At eFund Insurance, we believe in rewarding hard work, dedication, and outstanding sales performance. Our compensation structure combines a competitive hourly base wage with performance-based bonuses and significant earning potential. Base Pay: $20.00 per hour Monthly Bonuses: $1,000-$5,000+ Average Annual Earnings: $55,000-$75,000 Top Performers: $80,000-$120,000+ annually Bonus Potential: Uncapped, based on individual production and performance Earnings beyond base pay are performance-based and are not guaranteed. Position Overview eFund Insurance is seeking motivated, professional, and results-driven Licensed Life Insurance Agents to join our growing inbound sales team. In this role, you will help seniors and their families secure affordable life insurance coverage that provides financial protection and peace of mind. Unlike traditional insurance sales positions, there is no cold calling or prospecting required. Our agents receive inbound calls and live-transfer leads from individuals who have already expressed interest in obtaining life insurance coverage. You will speak directly with prospective customers, identify their insurance needs, explain available coverage options, and guide them through the application process. We provide the training, technology, sales systems, qualified leads, and ongoing management support necessary to help our agents succeed. Whether you are an experienced insurance professional or a newly licensed agent looking to build a rewarding career, eFund Insurance offers an opportunity to grow professionally and financially. Key Responsibilities Handle inbound calls and live-transfer leads from prospective life insurance customers. Assist adults ages 50-85 with selecting appropriate life insurance coverage. Build rapport and establish trust with prospective customers. Evaluate customers' insurance needs and recommend suitable coverage options. Clearly explain policy benefits, premiums, coverage amounts, and available options. Follow company-approved sales scripts, procedures, and compliance guidelines. Confidently address customer questions and objections while maintaining professionalism. Accurately complete insurance applications and maintain customer records. Meet or exceed established sales, production, and performance expectations. Maintain a positive, professional, and customer-focused attitude. Participate in ongoing sales training, coaching sessions, and team meetings. Follow all company policies, procedures, attendance requirements, and performance standards. Monthly Bonus Structure Our performance-based bonus program rewards agents who consistently produce and place quality life insurance business. Bonuses begin at $12,500 in placed premium. Production Level Bonus Level $12,500 in placed premium 100% - $1,041. applications 125% 150 applications 150% 250 applications 175% 350+ applications 200% Bonus Requirements: Agents must achieve the minimum placed premium requirement to qualify for bonuses. Agents must maintain at least 60 sales per quarter to retain their current bonus level. Bonus levels are determined by applicable production and application requirements. Bonus eligibility and payments are subject to company compensation, production, placement, and performance policies. All bonuses are performance-based and subject to the official eFund Insurance Compensation Plan. Qualifications & Requirements Required Qualifications Active Life Insurance Producer License. Strong verbal communication and interpersonal skills. Ability to establish trust and build relationships with customers over the phone. Professional, confident, and customer-focused communication style. Strong motivation to achieve sales goals and performance expectation