Job Description Job Description Remote Self-Producing Loan Officer - Hybrid Bank/Broker Model Work from Anywhere Low Rates & Costs for Borrowers Unlimited Earning Potential We're hiring experienced, self-motivated Loan Officers to join a 100% remote, hybrid lending platform that empowers you to bank or broker every deal-giving your clients the lowest rates and closing costs in the market for purchase or refinance. You produce. You close. You keep more of your commission while offering borrowers a true rate-and-cost advantage. No office. No micromanagement. Just results. What You'll Do Originate purchase and refinance loans (FHA, VA, Conventional, Non-QM, Jumbo)Consult with borrowers remotely via phone, Zoom, and emailChoose banked (in-house) or brokered (TPO) execution per file for optimal pricingSelf-generate your leadsManage your pipeline in a cloud-based LOSEnsure compliance with federal/state regulations and investor guidelines Qualifications (Must-Have) Active NMLS license (Ohio, Pennsylvania, Michigan, Indiana, or Florida)2+ years as a producing Loan Officer (self-sourced)Proven production: Closed $5M+ in volume in the last 12 monthsRemote-ready home office: High-speed internet, quiet workspace, dual monitorsTech-savvy: Proficient with LOS, CRM, and video toolsCompliance-first mindset: Clean record, no disciplinary actionsSelf-starter: No hand-holding-W-2 hybrid structure Preferred Skills Multi-state licensing (OH, PA, IN, MI, FL, etc.)Experience with Non-QM, DSCR, bank statement, or ITIN loansExisting referral network (realtors, builders, CPAs)Bilingual (Spanish/English) a plus Compensation & Structure W-2 pay structureBasis Points per file (banked or brokered)No desk fees, no junk fees, no forced add-onsBi-Weekly pay Direct to Investor pricing In-house processing/underwriting Why Join Us? True hybrid model: Bank for speed, broker for pricing-you decide per dealBorrower-first pricing: Win more deals with lower rates/costsNo corporate red tape: Close faster, earn moreScale your business: Add LOAs or junior LOAs under your team Ready to stop leaving money on the table?
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