Overview In this role, you will oversee construction loan processing from origination to close, handling the Bank's most complex CRE loans. You'll assess risk, structure credit solutions, and ensure compliance within policy. You will guide less experienced staff and partner with clients and attorneys to advance financing while maintaining portfolio quality. This is a hands-on, impact-driven position at a community-focused bank that values risk-aware decision making and cross-functional collaboration. Compensation / Benefitsemployee perks & discount programstuition assistanceincentive compensation programprofessional development opportunities ResponsibilitiesDirect all facets of construction loan processing from origination to closingReview and negotiate CRE loan documents to protect the Bank's interests and manage the loan portfolioManage the Bank's most complex construction loans and construct budgetsPartner with customers, attorneys, consultants, and title reps; review third-party reports for accuracyPerform thorough underwriting of complex loan proposals and identify structure alternativesMaintain portfolio credit quality and monitor economic trends to mitigate riskDiscuss covenants and assessment with reviewers; participate in client meetings for credit perspectiveConduct annual reviews of portfolio clients including financials and site visitsAnalyze collateral quality and guarantor financial position to assess riskPrepare detailed loan analyses and present to reviewers/Management Credit CommitteeEstablish and maintain relationships with customers; leverage to cross-sell loan and non-credit productsEnsure documentation compliance and adherence to credit policy and lawsProvide approval authority for commercial loans as defined by policy Key requirements7+ years in a commercial lending environment with 5+ years in credit evaluation, portfolio risk assessment and underwriting5+ years of CRE loan administrationStrong knowledge of CRE lending, including multiple collateral properties and complex covenantsProven ability to close CRE loans and manage a CRE loan portfolioThorough knowledge of credit policy, underwriting requirements, and risk analysisExcellent written and verbal communication for presenting to management and committeesAbility to lead and guide less experienced staffProficiency with Microsoft Word and ExcelBachelor in Business Administration, Finance, Accounting or Economics, or equivalent work experienceAbility to travel within the bank's footprintStrong written and oral communicationLeadership and mentorshipRelationship building with clients and stakeholdersCredit evaluation and underwritingRisk assessment and portfolio analyticsConstruction loan budgeting and structuring
Not specified in the original listing.
Not specified in the original listing.
