Ambulance Provident Fund Limited (APF) is a South African financial services company specializing in retirement fund administration, employee benefits, risk management, and investment solutions. Established in 1960, APF works with employers, retirement funds, and individuals to provide provident and pension fund administration, consulting, governance, compliance, and member services. The company focuses on delivering transparent, client-centered financial solutions that help organizations manage employee retirement benefits while supporting long-term financial security for fund members.