Overview

Job Description Job Description Company VisionWork where you're part of a community. Security State Bank & Trust is a community bank, going strong since 1941. We get to know each other and our customers, always emphasizing serving over selling products. With 18 branches and counting, we offer opportunities for career-minded, entry-level applicants, as well as those with years of experience in the banking industry.About the RoleThe VP Loan Officers are responsible for developing, managing, and maintaining loan portfolio in alignment with established leading guidelines and bank policies. This role includes originating, processing and servicing loans for existing and prospective customers, ensuring compliance throughout the loan lifecycle. The VP Loan Officer also supports portfolio oversight by assisting with ongoing monitoring, analysis, and reporting of loan performance and credit conditions. Essential Responsibilities Champion Enterprise Values: Lead with and model SSB&T's core values, embedding them into data strategy, governance, and team culture.Lead loan production and portfolio management efforts within assigned market or segmentOriginate and manage moderately complex consumer and/or commercial loan relationshipsProvide strategic input on market growth and lending initiativesPresent complex credits to senior loan committee and executive leadershipBuild and maintain relationships with customers through proactive service and communicationGather financial documentationEnsure loan files meet internal policies and regulatory requirements Actively grow loan portfolio through business development effortsParticipate in community and business development activitiesMaintain high level of customer service through the loan lifecycleEmployment Commitments & Physical Requirements Exempt Full-time Monday- Friday 8am-5pm Any special requirements such as overtime/ evening or weekend work etc.Community/ volunteer involvementFocus-intensive position requiring extended periods of sitting and digital navigation.Occasional walking, standing, and use of office equipment.Must possess close visual acuity and clear speech for verbal communication. Location & Travel Physical reporting Branch or Operations office locationTravel may be necessary depending on business needs Candidate Requirements Bachelor's degree in Business, Finance, or related field 7- 10 years of commercial lending or banking loan experienceDemonstrate leadership and team development experience Strong business development and relationship management skillsStrong customer service, communication and interpersonal skillsAbility to manage multiple priorities and interpersonal skillsAbility to manage multiple priorities and meet deadlinesAbility to adapt to growing business needs and structural changes. Familiarity with regulatory and credit compliance standardsCandidate Preferred QualificationsMBA or advance financial degreeExperience managing market-level or regional loan portfoliosCommercial or business lending experience SSB&T Employee BenefitsSSB&T offers all eligible full-time employees a robust benefits package. Employees receive benefits to support total health, financial and work life balance. Benefits packages include life insurance, medical, dental, vision, disability, 401K, vacation and sick time. Full time employees will receive 11 paid federal holidays. CompensationWe are committed to competitive compensation at SSB&T. By analyzing market data, we establish fair salary ranges. Your pay is determined by your experience, the role's market value, and your geographical location. The job description and supporting information reflects the details deemed to be necessary to describe the principal functions required of the job and should not be construed as a detailed description of all work to be performed in the job role. Employee shall perform such work as may be required of Employee by Company in accordance with the job description, as well as the instructions, directions an