Job Description Prepare spreads of financial information from financial statements and tax returns Monitor the ongoing credit risk of existing loans through systematic reviews of financial statements and testing compliance with loan convenants Analyze and underwrite consumer loan requests as needed Order appraisals of residential property Analyze the financial data presented, including the level and trend of pertinent ratios, including global debt service capacity Identify exceptions to lending policies and underwriting guidelines. Ensure compliance with all applicable laws and regulations Research borrower industry and market conditions Identify borrowing causes, sources of repayment, risks to repayment, and suggest enhancements to mitigate credit risk Prepare written assessment documenting the strengths and weaknesses of small, non-complex commercial credit requests Assist with special projects and performs other duties as assigned Physical Requirements: Must be able to remain in a sitting stationary position for extended periods of time Constantly operate a computer and other office machinery Ability to lift up to 25 pounds FNBT is an equal opportunity employer.
Not specified in the original listing.
Not specified in the original listing.
First National Bank Texas provides banking and financial services. They focus on meeting the needs of their customers through a range of products and services, ensuring a commitment to customer service and operational excellence. Read More