Overview

Job Description Job Description Join Our Team as a Mortgage Loan Originator We are seeking a motivated and customer-focused Mortgage Loan Originator to join our team. In this role, you will originate first and second mortgages, construction loans, and land loans while actively generating new mortgage business. You will develop and maintain strong relationships with customers, referral partners, and internal teams, serving as a trusted advisor throughout the mortgage process.The ideal candidate thrives in a sales-oriented environment and spends a significant portion of time prospecting, networking, and promoting the organization's full range of mortgage products and services. An established book of business and strong referral relationships within Dutchess County are a plus. If you are passionate about helping customers achieve their homeownership goals while representing a community-focused financial institution, we encourage you to join our team and grow with us.This position offers a competitive base salary starting at $33,280, plus uncapped commission, with total earning potential directly tied to your success in developing and expanding your book of business. High performers are rewarded for strong relationship-building, consistent production, and exceptional customer service, making this an excellent opportunity for driven originators to significantly increase their overall compensation over time.Reports to: SVP, Retail LendingLocation: Corporate Headquarters, Montgomery, New YorkBank Hours: Monday - Friday 8:15 am - 5:00 pmKey Responsibilities:Build and maintain strong relationships with customers, realtors, attorneys, and builders within the county.Conduct loan interviews, pre-qualifications, and collect all necessary customer documentation.Analyze credit reports and financials, resolve discrepancies, and present loan options.Manage the loan process, coordinate with vendors, and ensure timely closings.Promote mortgage products within branches to drive referrals and cross-sales.Maintain required reports and records of loan activities.Requirements:2-5 years of related experience in mortgage lending or sales.Active and current NMLS registration.Valid Driver's License.Knowledge of Fannie Mae and Freddie Mac guidelines.Strong sales, customer service, and relationship management skills.Bilingual skills are a plus.Why join Walden Savings Bank?At our core, we believe in investing in our people. When you join our team, you're not just starting a job - you're building a career with a community-focused organization that's committed to your growth, well-being, and success.We offer competitive benefits and a workplace culture that supports both professional development and personal fulfillment, including:Comprehensive Medical, Dental, Vision, and supplemental health optionsBenefits available for both Full-Time and Part-Time employees401(k) with employer match to support your futureTuition assistance up to $5,250 annually to help you grow your skillsPaid time off, holidays, and flexible schedules (based on position)Performance-based pay increases and employee recognition programsFree checking accounts, loan discounts, and other financial perksDress Down Fridays and a fun, inclusive work environmentOpportunities to give back through our Community Service ProgramOngoing mentorship, cross-training, and career advancement supportLong-term disability, life insurance, and more for your peace of mindWorking Conditions and Physical Requirements (with or without reasonable accommodation)Perform primarily sedentary work with limited physical exertion and occasional lifting of up to 5 lbs. Capable of climbing/descending stairs in emergency. Able to operate routine office equipment including telephone, copier, facsimile, and calculator and able to routinely perform work on computer for an average of 6-8 hours per day. Able to work extended hours whenever required or requested by management. Capable of regular, reliable and timely attendance.Work