Overview

Senior Associate, Leveraged Finance Credit Risk HealthcareBring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.As a Senior Associate, Leveraged Finance Credit Risk Healthcare in the Healthcare Leveraged Finance Credit Risk team, you support credit coverage for non-investment-grade and sponsor-backed clients across the United States healthcare industry. You manage and monitor a portfolio of leveraged issuers, underwrite leveraged buyouts and recapitalizations, and partner with the trading desk to approve hedging exposure. You also support documentation and legal negotiations and collaborate with our Asset-Based Lending Credit Team to deliver asset-backed lending solutions. Your work helps us balance risk and return while strengthening a culture of compliance and partnership.Job responsibilities:Manage and monitor a portfolio of client and credit exposures across the United States healthcare industryTrack exposure across loans, revolving facilities, term loans, letters of credit, asset-based lending facilities, and derivatives to support compliance with limits, covenants, and internal risk appetitePerform scenario analysis and stress testing on leverage, liquidity, and cash flow resilienceDevelop independent credit opinions and recommendations based on client performance and transaction structureBuild and review pro forma capital structures and cash flow projection models to assess debt capacity, deleveraging, interest coverage, liquidity, and covenant headroomLead credit due diligence for clients and capital markets transactions, including coordinating third-party reports, management meetings, and site visitsCoordinate with Payments, Payments Risk, and Implementation teams to align product structures, collateralization and guarantees, and documentation with credit appetitePartner with Global Corporate Banking Coverage, Debt Capital Markets, Investment Banking Coverage, and Payments teams to deliver integrated client solutionsMaintain ongoing credit monitoring and documentation awareness, including exposure, compliance status, and credit researchRequired qualifications, capabilities, and skills:Bachelor's degreeCompletion of a major corporate bank credit training program or equivalent credit risk experienceMinimum of 3 years of related experience in credit risk, leveraged finance, or corporate financeStrong accounting and corporate finance skills, including demonstrated analytical and financial modeling abilityProficiency in Microsoft Excel, PowerPoint, and Word, with the ability to produce concise, decision-ready materialsStrong verbal and written communication skills, with the ability to collaborate effectively and perform under pressurePreferred qualifications, capabilities, and skills:Master of Business Administration (MBA) or Chartered Financial Analyst (CFA) designationFamiliarity with rating agency methodologies and stress testing practicesExperience with asset-based lending structures, borrowing base analysis, and collateral due diligenceKnowledge of loan and derivatives products, documentation, and structuringExperience negotiating legal documents associated with credit productsFamiliarity with borrowers operating in the healthcare industry This position is subject to Section 19 of the Federal Deposit Insurance Act. As such, an employment offer for this position is contingent on JPMorganChase's review of criminal conviction history, including pretrial diversions or program entries.