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FM Intellium Construction Underwriter

Date Posted: Jun 13, 2026
Yearly: USD - USD
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Job Detail

  • location_on
    Location Johnston City, Rhode Island, United States of America
  • desktop_windows
    Job Type: Permanent
  • schedule
    Shift:
  • analytics
    Career Level:
  • group
    Positions:
  • calendar_view_day
    Experience:
  • male
    Gender: No Preference
  • school
    Degree:
  • calendar_month
    Apply Before: Sep 11, 2026
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Job Description

Overview

FM is a leading mutual insurance company seeking a Construction Underwriter to join its growth-focused team in Johnston, Rhode Island. The role involves evaluating and managing large-scale construction risks, engaging with clients and brokers, and making underwriting decisions to ensure cost-effective risk management and business continuity for policyholder-owners.

Key responsibilities

  • Lead underwriting of complex construction projects with direct broker and client engagement
  • Evaluate risks and develop pricing strategies for large-scale builder's risk placements
  • Make underwriting recommendations and manage deals independently from initiation to execution
  • Analyze construction exposures, including contractor risk and key loss drivers
  • Maintain accurate documentation of underwriting decisions within internal systems
  • Build and maintain strong relationships with brokers, clients, and stakeholders
  • Lead negotiations on pricing, coverage structures, and terms
  • Partner with engineering and underwriting leadership to deliver integrated risk solutions
  • Contribute to the development of underwriting frameworks and best practices

Required skills

  • 10+ years of property underwriting experience
  • Experience underwriting construction risks, especially large or complex projects
  • Ability to manage deals end-to-end within authority levels
  • Experience leading broker and client negotiations regarding pricing and terms
  • Strong understanding of construction risk exposures and project structures
  • Advanced analytical, problem-solving, and decision-making skills
  • Excellent interpersonal, written, and verbal communication skills
  • Bachelor's degree or equivalent experience required
  • CPCU, ARM, or advanced degree preferred

What the company offers

  • Eligible to participate in FM's Total Rewards program including an incentive plan
  • Medical, dental, and vision insurance
  • Life and disability insurance
  • Well-being programs
  • 401(k) and pension plan
  • Career development opportunities
  • Tuition reimbursement
  • Flexible work and time off including vacation and sick time

Skills Required

Company Overview

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Netherlands
56 Current Jobs Openings

FM is a leading mutual insurance company with nearly two centuries of dedicated service in property risk management. The company focuses on scientific research and engineering expertise to help policyholder-owners prevent property losses and enhance... Read More

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