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Dealer Commercial Services Senior Underwriting Associate

Date Posted: May 20, 2026
: USD - USD
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Job Detail

  • location_on
    Location Grand Prairie, Texas, United States of America
  • desktop_windows
    Job Type: Permanent
  • schedule
    Shift:
  • analytics
    Career Level:
  • group
    Positions:
  • calendar_view_day
    Experience:
  • male
    Gender: No Preference
  • school
    Degree:
  • calendar_month
    Apply Before: Jun 20, 2026
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Job Description

Overview

Santander Holdings USA Inc is seeking a Senior Underwriting Associate for its Dealer Commercial Services division in Grand Prairie, Texas. This role involves managing credit risk for a portfolio of complex dealer groups, ensuring loans adhere to underwriting standards and evaluating financial statements and cash flow to make informed lending decisions.

Key responsibilities

  • Manage credit risk and a portfolio of complex multi-dealer groups
  • Underwrite safe and sound loans by analyzing dealer financial statements and cash flow
  • Evaluate the risk of financing requests within the organization's credit culture
  • Prepare accurate proposals or modifications independently
  • Oversee the complete end-to-end underwriting process for annual renewals and new business
  • Review incoming loan application requests and supporting documentation
  • Analyze financial statements, balance sheets, income statements, and cash flow of automotive dealerships
  • Monitor portfolio and review updated financials
  • Interface with customers and internal partners to obtain data for analysis
  • Review loan inquiries and respond to client requests
  • Manage past due loan reports and review loan documents

Required skills

  • Bachelor's degree in Finance, Accounting, Management, Economics, or related field
  • 9+ years of experience in accounting, financial analysis, credit structuring, and commercial underwriting
  • Experience in evaluating credit risk and loan collateral
  • Proficiency in Microsoft Office 365 Products, including Excel and PowerPoint
  • Strong analytical thinking and decision-making skills
  • Excellent written and verbal communication skills
  • Detail-oriented with a focus on accuracy
  • Ability to manage multiple priorities and meet deadlines
  • Customer service orientation
  • Experience preparing accurate reports and proposals
  • Ability to mentor less experienced team members

What the company offers

  • Competitive rewards package reflecting employee impact
  • Benefits designed to support employees and their families

Skills Required

Company Overview

Santander Holdings USA Inc
Los Angeles, Baja California, United States of America
0 Current Jobs Openings

Santander is a global leader and innovator in the financial services industry. The company values bold thinking, innovation, and the courage to challenge the status quo, seeking professionals to contribute to a customer-centric transformation. Read More

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