CREDIT ANALYST SUPERVISORJob Overview: Our Credit Administration team plays a critical role in the safety and soundness of Fidelity's commercial loan portfolio which has a broad range of commercial clients including commercial and industrial (C&I), investment commercial real estate, residential construction and small business. Ensuring accuracy, providing guidance and doing in-depth analyses are just part of the job. They understand the nuances of commercial credit underwriting and how to apply core principals to different types of credit. With a high attention to detail, they help identify strengths and weaknesses of a loan as well as mitigants to help reduce risk. Credit Analyst Supervisor has a passion for team building and training new analysts. They have a genuine interest in helping analysts advance in their careers and become better bankers. Most importantly, they have a growth mindset and believe in the golden rule; the best leadership is leadership by example. Do you have a passion for numbers and people? Let's talk. The candidate for this position will be responsible for: Supervising and coaching Credit Analysts to ensure quality of work Coordinating workflow to ensure excellent customer service is maintained Staying ahead of underwriting guidelines, enhanced underwriting practices, and assisting in updated underwriting policies and procedures Analyzing financial documentation to accurately evaluate cash flow and financial ratios Preparing accurate and concise loan approval reports in a timely manner Performing collateral audits and loan reviews Presenting to the Corporate Loan Committee as needed Regularly collaborating with lending officers and, as necessary, with customers Complying with regulations, policies, and standards of Fidelity Bank Requirements for the position include: A Bachelor's degree in a business-related field Analytical ability with excellent attention to detail Strong understanding of credit analysis, financial statements, and tax returns Administrative, conceptual and supervisory skills Strong verbal and written communication skills High level of competence regarding Microsoft Word and Excel Strong time management and multitasking skills The ability to work late and/or flexible hours Preferred qualifications for this position include: Five years of commercial credit experience Supervisory experience Graduate School of Banking diploma Formal leadership training EEO/Veterans/Disabled
Not specified in the original listing.
Not specified in the original listing.
