Overview In this role you ensure the complete and accurate end-to-end closing of commercial loans in alignment with credit approvals and regulatory requirements. You work within the account relationship/deal team to validate documentation, coordinate with counsel and internal partners, and secure a "Clear to Close." You manage complex, multi-party transactions, applying advanced loan knowledge to assess risk, structure implications, and downstream systems impact. This is a hands-on, risk-conscious position that supports timely, compliant funding and strong controls. ResponsibilitiesValidate closing documentation and pre-closing due diligence against credit terms and regulatory requirementsReview and interpret loan docs to reflect legal guidance and policyComplete and verify the Closing Checklist for Senior Closing Officer review and clearanceEnsure alignment of credit approvals, documentation, collateral, covenants, and system inputs across platformsCoordinate with Bank counsel and internal partners to execute documentation, funding, booking, and complianceIdentify gaps, mitigate compliance issues, and uphold regulatory standardsEvaluate risk-sensitive information including collateral and covenantsPrevent exposure by ensuring accuracy in documentation and closing structureMaintain awareness of regulations, controls, and escalation proceduresHandle complex, multi-party transactions with cross-functional coordinationApply advanced loan understanding to architectures and downstream implicationsWork independently with limited oversight on transactions requiring commercial lending expertiseCollaborate with Relationship Managers, Underwriters, Credit, Treasury, Legal, and external counselProactively communicate to resolve discrepancies and support workflowAssist peers and foster a collaborative team environmentManage multiple closings and last-minute changes to meet deadlines and quality expectationsAdhere to the Bank's risk and regulatory standards and escalate issues as neededPromote a culture of belonging and reflect the M&T Bank brandMaintain internal control standards and address audit/regulator pointsPerform related duties as assigned Key requirementsBachelor's degree (minimum) and at least 3 years' experience in commercial loan closing, documentation, operations, or administration, or 7+ years of combined higher education/experience with at least 3 years in related fieldsStrong communication of closing requirements and escalation prior to fundingExperience managing assigned closings from approval to fundingAttention to data quality and data integrityAbility to manage multiple closings simultaneouslyExcellent interpersonal and cross-functional collaboration skillsPrior experience with commercial loan products and origination platforms (e.g., nCino)Strong interpersonal skillsEffective cross-functional communicationProactive risk awarenessnCinoUnderstanding of commercial loan products and closing workflowsRegulatory and policy compliance knowledge
Not specified in the original listing.
Not specified in the original listing.
