Overview

It Starts Here:Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference.If you are interested in exploring the possibilities We Want to Talk to You!The Difference You Make:Structured Finance specializes in originating, advising, and structuring financing for specific large-scale, long-term projects for corporate and government clients. Projects can include energy exploration, production and transmission, Infrastructure, Digital Infrastructure, and Real Estate.Within Structured Finance, the Digital Infrastructure business is responsible for data centers, fiber networks, wireless infrastructure, power generation, and other AI related assets financing transactions. The CIB, Structured Finance Associate - Digital in the Digital Infrastructure business will be a member of deal teams leading the origination, execution and distribution/syndication of financing transactions that meet Santander's profitability and risk targets and support the firm's strategic objectives: preparation of marketing materials and proposalscalling on clients, making presentationsstructuring transactions, research, analysis of existing or potential transactions and/or industriesnegotiating mandatesreviewing legal documents and negotiating transactions with clients, analyzing various risks and preparing credit applications and the development of cash flow modelsParticipates in transaction due diligenceResearching and analyzing industries and market dataParticipating in strategic planning and business management for the Digital Infrastructure businessWhat You Bring:To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.Bachelor's Degree or equivalent work experience in Finance, Business, Accounting, Engineering, or Economics or equivalent work experience3+ years of relevant professional work experienceBetween 1-3+ years of experience in commercial banking or finance industry with strong credit analysis experience. Exposure in digital/AI infrastructure, real estate, renewable or infrastructure debt or equity transactions is preferred but not required depending on credit analysis or prior project finance experience. Significant experience in the analysis and structuring of highly complex transactions, including project-oriented energy financingsMust have exposure to analyzing and negotiating transaction documentsMust have detailed direct experience of modelling and execution project financing transactionsAbility to influence and drive complex initiatives and manage logistics with internal stakeholdersStrong credit and risk analysis skillsAbility to travel as requiredStrong analytical / problem solving skillsStrong relationship management and negotiation skillsExcellent written and verbal communications skillsSuperior organizational and time management skills with the ability to efficiently work on several priorities at a timeAbility to work in a fast-paced environment with little supervisionProficiency in Microsoft office products - Word, Excel and Outlook.Qualifications:3 Years Business Development, Product Specialist Management, or related experience. - Required.Demonstrated successful execution of syndicated loan transactions.Intellectually product savvy, energetic, and self motivated with strong initiative to achieve sales goals.Proficiency in Microsoft office products - Word, Excel and Outlook