Overview

Responsible for investor reporting, warehouse funding, loan sales, cash management, and providing treasury-related support to other teams along with working on the Companys term securitization program. The position is located in the Philadelphia metro area. The position is primarily in-office with flexibility on an as needed basis. The position reports directly to the Treasurer with significant interaction with the Chief Financial Officer. Key Responsibilities Assist in the planning and execution of the term asset-backed securitization programAssist in the planning and execution of warehouse lender facilitiesOversee the day-to-day funding process with warehouse lendersAssist in asset/liability management, including interest rate hedgingMaintain key working relationships with banking partners, rating agencies, external counsel, and investorsPrepare borrowing base and investor reports, ensuring all reports, remittances, and reconciliations are completed on time and in accordance with policiesMonitor debt covenants, run compliance tests, and proactively identify required changes resulting from evolving business needsPrepare financial analyses for management, investors, rating agencies, and banksManage due diligence efforts with banks, rating agencies, and investorsCoordinate and run static pool analysis and loss stress modelsPrepare investor decks and meet with current and prospective investorsManage lender auditsMaintain documentation of treasury functions and controls Along with Treasurer oversee / manage operational functions directly and / or indirectly with one staff member: The daily company cash position, ensuring sufficient funding; ensure investors are properly paid. Administer the interface with internal and external bank systems and representatives to control user accessAdminister fraud risk parameters, monitor, and report suspected fraud through appropriate channelsMaintain policies and procedure manuals Review / prepare the accounting entries for treasury functions, including maintenance, analysis, and reconciliation of multiple general ledger accounts and preparation of certain accounting reports and analyses Backup treasury staff functions as needed Assist and / or manage the monthly asset sale program. Work closely with the Treasurer and VP of Syndication/Sales. Provide collateral analysis to ensure assets selected meet eligibility criteriaManage and update internal gain-on-sale models to determine the economics of the salePrepare due diligence files for investors on proposed salesCoordinate settlement dates of the sale with investors and all internal stakeholders to ensure timely closingPrepare and execute sale documents accordinglyPrepare accounting entries and post-closing tasks and reconciliationsInterface with investors and handle any buybacks as appropriatePrepare various financial and regulatory reports (such as 10-Q/K and Call Reports) utilizing the financial systemAsset demographicsPortfolio performancePrepare various ad hoc or ongoing financial analysesAssist in gathering information and interfacing with auditors as neededEducation and Credentials Bachelors degree in accounting or finance, or strong accounting, reconciliation, and control experienceCFA Charterholder or candidate is a very strong plusCTP (Certified Treasury Professional) or candidate is a plus Experience 5+ years of relevant experience in analyzing and structuring securitization facilities and working with cash managementFinancial services industry experience highly preferred Technical and Functional Skills Strong analytical skillsDeep knowledge of securitization financing structuresAdvanced skills in spreadsheet software, including pivot tables and financial functionsAdvanced skills in presentation softwareProficient in office productivity software (email, collaboration tools, word processing)Working knowledge of treasury and financial systems